Water damage restoration in the Treasure Coast
Burst pipe, leak or flooding? Call and we'll connect you with a local water damage pro.
Call (772) 555-0101Main Street Services is a free referral service. We connect you with independent local service providers. We don't do the work ourselves.
Florida's heavy rain, tropical storms and humid air make water damage harder to deal with: water can arrive fast, and wet materials dry slowly when the air is already damp. If water is getting into your home in the Treasure Coast, one call connects you with an independent local provider who can start drying it out.
Common problems
- Burst or leaking pipes, including supply lines to sinks, toilets and washing machines
- Roof leaks after heavy rain or wind, often showing up first as a ceiling stain
- Water heater leaks and failures
- Flooding from storms, overwhelmed drainage or rising water
- Appliance leaks from dishwashers, refrigerators and ice makers
- Sewer and drain backups
Help with a specific problem
What homes in the Treasure Coast are up against
Between the Atlantic, the Indian River Lagoon and the St. Lucie River, water is never far away on the Treasure Coast. Hurricanes have brought storm surge, and heavy rain alone has flooded neighborhoods: in early October 2020, more than 12 inches fell on parts of Martin County in two days, and some homeowners saw water seep in through foundations.
Storms that hit close to home
The Treasure Coast, made up of Indian River, St. Lucie and Martin counties, has taken direct hits and glancing blows:
- Hurricane Frances, September 5, 2004. Came ashore as a Category 2 at the southern end of Hutchinson Island.
- Hurricane Jeanne, late September 25, 2004. Crossed the same stretch of Hutchinson Island, just east of Stuart, as a Category 3, three weeks after Frances.
- Hurricane Nicole, November 10, 2022. Made landfall near Vero Beach as a Category 1.
- Hurricane Milton, October 9, 2024. Made landfall on Florida's west coast, but its outer bands spun up tornadoes here, including an EF-3 that killed six people near Fort Pierce and Vero Beach.
In the news
- Hurricane scam: Florida sues company over millions in stolen insurance funds (opens in a new tab)
Florida's attorney general sued Evolve Construction in September 2026, alleging it took insurance money from Hurricane Ian and Milton victims, mostly seniors, for roof, mold and restoration work it never started. Verify licenses and avoid big upfront payments.
- Flood insurance will be mandatory for most Citizens policyholders by 2027 (opens in a new tab)
Citizens Property Insurance is phasing in a flood insurance requirement for its homeowners that reaches all remaining policies Jan. 1, 2027, even outside FEMA flood zones. Homeowners policies exclude rising water, and noncompliance can cost you your Citizens coverage.
- Florida DBPR Takes Action Against Unlicensed Contractors Targeting Floridians Impacted by Hurricanes Helene and Milton (opens in a new tab)
After Hurricanes Helene and Milton, Florida's licensing agency ran stings in Pinellas County that led to more than 50 arrests of people soliciting unlicensed plumbing, roofing, electrical and structural repairs. The state urges homeowners to verify licenses and report violators.
- Florida insurers will provide limited coverage for non-weather-related water damage (opens in a new tab)
In October 2024 Slide and Monarch agreed to include up to $10,000 of non-weather water damage coverage, such as appliance or plumbing leaks, on policies taken from Citizens after regulators required comparable coverage. Check your policy's water damage limit before a leak.
- Treasure Coast Spared the Brunt of Ian (opens in a new tab)
Ian crossed the Treasure Coast as a tropical storm overnight in late September 2022, cutting power and toppling trees. St. Lucie officials reported water in swales, yards and roads but few reports of home damage, and Martin County saw minor flooding.
Permits and rules
- Mold work over 10 square feet is regulated. Florida's Department of Business and Professional Regulation licenses mold remediators and assessors, with exemptions for some other licensed trades. An assessor generally can't also do the remediation on the same home within 12 months.
- Insurance claim deadlines. Notice of a new property insurance claim must be given within 1 year of the date of loss, or 18 months for a supplemental claim. For a hurricane, the date of loss is the landfall date.
- No assignment of benefits. For residential property policies issued on or after January 1, 2023, you can't sign your insurance benefits over to a contractor. Be wary of anyone who asks you to.
What affects the cost
Prices vary by provider and by how much was affected, so ask for an estimate. What usually affects the cost:
- How large an area got wet, and for how long
- Whether the water was clean, like a supply line, or contaminated, like sewage or floodwater
- How much material has to come out, such as drywall, flooring or insulation
- Whether mold has started to grow
- Drying equipment and how many days it runs
- Rebuilding after the drying is done
What happens when you call
- You call the number on this page. A short automated assistant asks two or three questions, such as what's wrong and your ZIP code, so we can find the right provider.
- We connect your call to an independent water damage provider who serves the Treasure Coast.
- You talk with the provider directly about the problem, timing and price before any work starts.
Main Street Services doesn't charge you for the referral. The provider sets their own prices and does the work. Calls are recorded for quality and billing.
Areas we cover in the Treasure Coast
Questions people ask
What should I do first?
If it's safe, shut off the water at the main valve and turn off power to wet areas. Move valuables out of the water and take photos of the damage.
How long does drying take?
It depends on how much got wet and what it's made of. Your provider measures moisture and can tell you how long their equipment needs to run.
Will insurance cover it?
It depends on your policy and the cause. Sudden leaks are often treated differently from flooding or slow leaks. Check with your insurer and report the claim promptly.
Who will come to my home?
An independent water damage provider who serves the Treasure Coast. Main Street Services connects you; the provider does the work and sets the price.